MONEY SUPPLY TRANSFERS

Unionized Wages

The $28 hourly wage that workers in unionized plants outside the South used to count on looks increasingly like a relic of the broadly shared prosperity that America used to enjoy. With private-sector unions now weakened by ineffectual labor laws and implacable employer opposition, manufacturing wages have been slashed to $14 an hour, or lower, in many places. Meanwhile, wages in retail and most other service sectors are unlikely to rise while historically higher wages in manufacturing continue to plummet. No wonder more and more Americans can’t afford to buy houses, despite record-low mortgage rates.

ED MARKEY BUDGET SPEECH

As families and businesses across the country are completing their income tax returns and evaluating their finances, Congress also is reassessing the nation’s budget priorities.
House Republicans recently passed a budget that ends the Medicare guarantee for millions of seniors while continuing to give tax breaks to billionaires and big subsidies to oil companies that already are raking in record profits. Instead of laying the groundwork for a prosperous future for the middle class and working families, Republicans passed a budget full of the failed economic policies of the past – tax breaks for the rich and subsidies for Big Oil.
Watch my speech in opposition to the Republican budget on the floor of the U.S. House of Representatives

MASS SENIOR ACTION MALDEN CHAPTER

The John   and Christina Markey Malden Senior Community Center, which
opened in 2009   in a former church on Washington Street, has won a top
honor from the   National Community Development Association.
The center received the   association's 2012 Audrey Nelson Community
Development Achievement Award,   recognizing the best use of federal
Community Development Block Grant money   to improve low-income
neighborhoods. Nominations for the award are accepted   from communities
across the country.
The Malden Redevelopment   Authority nominated the senior center, which
is named for the parents of   Congressman Edward J. Markey, a Democrat
from Malden.
"The [MRA]   staff deserves a lot of credit," said Stephen M. Wishoski,
executive   director of the MRA.
MASS SENIOR ACTION MALDEN CHAPTER SHOULD BE   RECOGNIZED They were the
driving force and influence with the mayors office   and overcoming
Resistance to moving the Center from the basement Thanks to   our City
Council for listening and joining in presenting Issues need   and
support.
--
Howard McGowan
MaldenSenior

Massachusetts Emergency Food Assistance Program

Between 2006 and 2010, the demand for food from food banks grew by 23 percent in Massachusetts.

Federal aid that propped up food bank resources during the height of the recession has receded, but the demand has not, according to officials from the Greater Boston Food Bank, which feeds 545,000 people a year. Places like the Salvation Army, the Red Cross, Rosie’s Place, the Pine Street Inn, and local food pantries in dozens of communities rely on the Greater Boston Food Bank for a bulk of their supplies.

Money from the Massachusetts Emergency Food Assistance Program helps buy locally-grown produce - eggs, milk and other fresh staples. But with food prices on the rise – dairy is up 8 percent, and the average price of peanut butter has skyrocketed 30 percent, D’Amato said, “that $11.5 million doesn’t get you $11.5 million anymore.”

The Greater Boston Food Bank serves approximately 550 pantries, soup kitchens and shelters in eastern Massachusetts.

Pedestrian Safety

•
Although adults age 65 and older comprised less than 13 percent of the population in 2008, they were involved in 15 percent of vehicle fatalities and 19 percent of pedestrian fatalities. An older vehicle occupant is 18 percent more likely to die in a crash than someone under age 65. A more staggering statistic reveals that an older pedestrian is 61 percent more likely to die when hit by a motor vehicle than a younger one. The unique vulnerability of pedestrians and bicyclists on the road has inspired some state legislatures to pass laws designating pedestrians and bicyclists as “vulnerable users.” In the past five years, Connecticut, Delaware, Hawaii, Illinois, Iowa, Michigan, New York, Pennsylvania, Texas and Vermont have considered “vulnerable users” laws

Access to health care “a basic human right

Signs everywhere that hospital systems, specialty medical societies, patient safety programs, health insurers, employers, labor unions and various states are already taking steps to improve the quality and lower the cost of health care. There is still plenty of room for savings in a complex system where 20 percent to 30 percent of all health spending — or more than $1 trillion a year — may be “waste” that does nothing to help patients.

cola 2012

3.6% cola Effective 1 DEC, starts being paid on your next check due 1 Jan 2012, probably paid on 30Dec due to holidays

Take 3.6% times the check you just got 1 Dec..

That will be the amount your next check increases..

Example 100% VA comp is $2673 times 3.6% = $96 2673 + 96 = 2769
Or $2769 next check
$2769..This the amount you will receive monthly for 2012, until next COLA is announced

1 Dec 2012 for 2013. If no COLA will be the same as 2012
They always are a month behind..earn it this month, they pay you 1st of next month
This applies to Soc sec, Mil Retiree, and VA comp

More than 49 million Americans, or 16% of the population, were living in poverty in 2010

Rising poverty is a national tragedy and a brewing humanitarian crisis in America...

Which brings us to another edition of Taken to Task.
11/15/2011
The poverty figures released this week came after the U.S. Census Bureau adjusted the way in which it calculates poverty using the new Supplemental Poverty Measure. Instead of just tripling a family's minimum annual food budget, as previously, this new measure looks at how much families spend on food, shelter, clothing and utilities. You know, life's basic necessities.

Most groups saw their poverty rates increase using the new calculations, including married couples, whites, Asians, immigrants, homeowners with mortgages, those with private health insurance and the elderly. Poverty rates among those over 65 rose to 15.9% from the previously reported 9%. Poverty rates did, however, drop for Americans under the age of 18, African Americans, renters and people living in rural areas.

People are totally ready to get behind (Obama

After Obama's election, many Democrats said they falsely assumed that winning the White House would help them pass an agenda that would assist middle-class families. Instead, they were dismayed when Obama ditched a proposed "public option" for a government insurance plan from the health care overhaul and cringed when he cut a deal with Republicans to extend Bush-era tax cuts.

During the summer, the left argued that Obama gave up too much in spending cuts during the debt-ceiling fight and couldn't force Republicans to accept higher taxes on the wealthy in return.

"People are totally ready to get behind (Obama), but I think what they're not ready to give anybody is the benefit of the doubt that if we win an election and we all go home, things are going to change," said Andy Stern, the former president of the Service Employees International Union. "That was probably the theory of the Obama election and taking over the House by the Democrats and the Senate as well. I think it was a failed strategy."

So liberal organizations have tried to build a movement, holding hundreds of house meetings across the country and staging protests at town hall meetings held by Republican lawmakers — a tactic that tea party activists used to build opposition to Obama's health care plan.

Conference speakers said Obama's jobs bill could act as a turning point, a sign that the president is taking a more aggressive push to revive the economy and standing firm against deep cuts to Medicare and Social Security. The president has barnstormed the country, rallying support for the $447 billion plan for tax cuts and public works spending to stimulate the economy.

While the plan is unlikely to pass Congress in its entirety, the White House believes Obama's populist approach will build support among the public. And liberals think they've already moved the president.

"Why is the White House talking different? The White House is talking different because we are walking different," said Van Jones, a former Obama policy adviser who helped organize the conference.

Liberals took close note of Obama's discussion of deficit reduction measures and were pleased that he did not seek a gradual increase in the eligibility age for Medicare from 65 to 67. Last summer, Obama had agreed to the age increase in negotiations with House Speaker John Boehner before the talks fell apart. Many Democrats objected to the age increases, arguing it would undercut their criticisms of a Republican plan that would overhaul Medicare.

On Social Security, Democrats have railed against plans by Republican presidential hopefuls to partially privatize the retirement system, letting younger workers divert part of their payroll taxes into a personal account to be invested outside of Social Security.

Obama does not face a primary challenge, and Republicans have little chance of picking up support from hard-core Democrats next year. But Obama needs liberals to knock on doors, staff phone banks and register voters — must-do jobs for any candidate's base. Dissatisfied liberals could also stay home on Election Day or refuse to donate money to Obama's campaign.

There are signs of an enthusiasm gap. A recent survey by Gallup found that 45 percent of Democrats said they were more enthusiastic about the 2012 presidential election than they had been in past elections, while 44 percent said they were less enthusiastic. Fifty-eight percent of Republicans, meanwhile, said they were more enthusiastic about 2012 than in past elections, and 30 percent were less enthusiastic.

Gallup said the enthusiasm gap between Democrats and Republicans was the largest it has measured since 2000.

Many hope the American Dream movement can generate enthusiasm for Obama next year.

Rep. Jan Schakowsky, D-Ill., told attendees at one session that many of her supporters appeared "beaten down" by the status of the economy and Obama's standing among voters but said liberals needed to bring energy to next year's election.

"We have to set people's hair on fire about what America would look like if Republicans get their way," she said.

© 2011 The Associated Press. All rights reserved.

Additional Links:

Markey, Delegation: Massachusetts Earns $56 Million to Aid Homeless

Jan 19, 2011:



BOSTON – Representative Edward J. Markey (d-Malden), along with Senators John Kerry and Scott Brown, and Representatives John Olver, Jim McGovern, Niki Tsongas, and Richard Neal, today announced that Massachusetts will receive $56,550,634 to provide housing and services to the homeless throughout the state.

The funding, awarded by the U.S. Department of Housing and Urban Development’s Continuum of Care Homeless Assistance Program, will provide transitional, rental, and permanent housing as well as a host of services to help homeless individuals and families move towards self-sufficiency and permanent housing.

Visit to the Malden Senior Commuity Center

U.S. Representative Edward J. Markey, Malden Mayor Richard C. Howard, and Middlesex County District Attorney Gerard t. Leone Jr. addressed the crowd at the Malden Senior Center, according to a statement by Leone's office.

"Our seniors are the most deserving population and we have an obligation to help combat those crimes that specifically target them," said Leone in a statement. According to his office, instances of elder abuse has risen 15 percent in the last two years.

Markey committed his support to programs that members of the "greatest generation" now depend on, he said.

"After working to build this nation, we owe it to them to fight for the programs on which they rely -- Medicare, Medicaid, Social Security," the Malden Democrat said in a statement.

Bank Branch closing in Massachusetts

Advocates for the poor also worry that lower-income neighborhoods will feel the brunt of branch closings, forc ing more residents to turn to payday lenders, check cashing services, and other institutions that typically charge higher fees.


“Residents of those neighborhoods will be paying much more to cash their checks, to get loans, and to do their business,’’ said Jesse Van Tol, a spokesman for the National Community Reinvestment Coalition, a Washington advocacy group. “It’s a trend that threatens to create a dual banking system in America: one for the wealthy and one for everybody else.’’

Medicare and Social Security benefits

American seniors have earned their Medicare and Social Security benefits by working hard for decades. But those benefits are at risk: Congress is considering harmful cuts to both Medicare and Social Security. Instead of cutting the benefits seniors have earned, Congress should cut wasteful spending, close tax loopholes and hold down health care costs.

contoling Health Costs

, “if controlling the cost of health care fails, what is Plan B?”

I would suggest that Plan B should be to examine how other advanced democracies have managed to provide health care coverage to all, while spending less of their gross domestic product on health care than we do in the United States.

No one should say that controlling health costs may be futile when so many countries have already done so through various combinations of competitive forces and government regulatory action. And while the United States leaves millions of people uninsured, these countries provide coverage for all.

Craig Ramsay

Columbus, Ohio, June 19

The writer is a professor of politics and government at Ohio Wesleyan University.

SINCE COMING UP SHORTLY MANDATORY FOR SENIORS

How to Get a Social Security Debit Card
Print this article

In the past, the Federal government mailed checks to recipients of
Social Security benefits, Social Security Supplemental income and
other types of Federal checks to the home address of the recipient.
Advances in the banking industry recently allowed those who received
checks to have the funds directly deposited in their accounts. The
Social Security has now introduced a debit card available to those
that don't have a bank account.
Difficulty: Moderately Easy
Instructions
1

Decide if you are eligible. The program is for those individuals who
receive government benefit checks from the Social Security
Administration but who don't have a bank account. Those that have bank
accounts have the option to elect direct deposit of their monthly
check into their bank accounts.

2


Determine if you are willing to accept the limitations of the program.
The debit card program is a special account set up for you to hold
your Social Security benefits. This account has a debit card issued to
the owner of the account that allows the owner to make withdrawals at
ATM machines and use the card at point of sale locations to purchase
all kinds of items. There are fees associated with the use of the
card. The owner can withdraw funds free once per month. Any further
withdrawals will be billed per transaction. The card may give you
quicker access to your money but will also cost you to use it more
than once a month.

3


Call the local Social Security office to request your card if you can
live with the limitations. Ask to sign up for the Benefit Security
Card program. They can process the request to have a card issued in
your name and sent to you. After the issuance of the card, direct
deposit will transfer your funds to the card's account at the bank
overseeing this program.


.

Read more: How to Get a Social Security Debit Card | eHow.com
http://www.ehow.com/how_2273568_get-social-security-debit-card.html#ixzz1QJzLRXi9--
Howard McGowan
MaldenSenior

DEDUCTION FOR SOCIAL SECURITY AND MEDICARE

WHERE DOES THE SAVINGS GO!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
After you have discovered what each of the deductions stands for you can start to understand how they were deducted and why.FICA is one possible code for Social Security. It is really meant to encompass Social Security and Medicare, but most payrolls put it as the abbreviation for just the Social Security part.Both Medicare and Social Security together make up a 7.65 percent deduction in Gross pay. S.S. is 6.2 percent and Medicare is 1.45 percent.

Read more: How to Understand Payroll Deductions | eHow.com http://www.ehow.com/how_4558005_understand-payroll-deductions.html#ixzz1QJxcOsqM

COLA TREND UPWARD MAY 2011

older adults have suffered financially by the lack of a COLA for the last two years. Prices for goods and services may not have gone up during that time, but out-of-pocket health care costs on which older adults spend much of their income continue to soar.

National Grid Site

Urban renewal plans are a tool afforded to municipalities by the state’s Department of Housing and Community Development. The plan, if approved by the state, would give the city (through the Malden Redevelopment Authority) greater control over the site and future development there. The plans require the property involved be blighted, substandard or otherwise underutilized

Medicare Cost Control

And here’s what you need to know: Medicare actually saves money — a lot of money — compared with relying on private insurance companies. And this in turn means that pushing people out of Medicare, in addition to depriving many Americans of needed care, would almost surely end up increasing total health care costs.